Thinking about a new RV, boat, deck, piece of furniture or a vacation? First Community Bank offers a full range of consumer loan choices with flexible terms. We work with you to customize a loan to meet your needs. We offer great service, competitive rates and a quick turnaround. When you need a consumer loan, think of us, we have loans for everything!
Real Estate lOANS
Whether you’re refinancing, expanding, relocating or buying a commercial building, we’ll customize a wide range of commercial real estate loans to fit your situation. Our lenders will offer you flexibility in terms with manageable payments and competitive rates. We approve your loan locally, so the decisions are made quickly by people you know and trust.
If you are considering a building project, you need a financial partner that understands your needs and delivers in a timely fashion. We can provide the financing for your next construction project from start to finish. You will work with a local loan officer who has roots in the community. Decisions are made locally and permanent financing options will be available upon project completion.
Home Equity lOANS
Needing extra cash to help with unexpected expenses, medical bills, pay for your children’s education, consolidate your debt or open your own business? Put your home equity to work for you. Using the equity in your home may be one of the smartest, most cost-effective ways to borrow money. Consult your tax advisor concerning tax deductibility.
Home Improvement lOANS
Need a little motivation to tackle those home projects? We have the means to make it happen. A home improvement loan can give you the money you need to build your dream kitchen, update your home, or add that additional bedroom and bath. You dream it, we loan it. The possibilities are endless!
Whether you are buying, building or refinancing, our mortgage specialists can help you find the right home loan. We offer long-term fixed rate mortgages that can be customized to the term that’s right for you. Take the guesswork and uncertainty out of borrowing by knowing that your rate is locked for the duration of your loan. We are here to help you explore all the options and get the most competitive rate. Pre-approvals are available upon request.
If your job hibernates during the cold winter months, with our Flex loan, your consumer loan payments can too. We can set up your payment schedule to coincide with your paycheck schedule. If your job is seasonal, we will work with you to design a flexible payment plan.