As of December 31, 2019 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $53,783
Investments $225,770
Loans $1,150,020
Fed Funds Sold $0
Premises and Fixed Assets $45,348
Other Real Estate owned $6,911
Other assets $35,241
Total Assets $1,521,073
LIABILITIES
Deposits $1,212,992
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $25,911
Other Borrowed Money $130,408
Other Liabilities $6,636
Total Liabilities $1,375,947
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $30,171
Undivided Profits $90,183
Current Earnings $14,510
Other Equity Capital Components - 1,277
Equity Capital $145,126
Total Liabilities & Equity Capital $1,521,073
INTEREST INCOME
Interest & Fee income-Loans $63,705
Interest & Dividend Income on
Securities $5,791
Interest Income on Federal Funds Sold $2
Other Interest Income $730
Total Interest Income $70,228
INTEREST EXPENSE
Interest on Deposits $15,261
Interest on Purchased Funds $4,553
Total Interest Expense $19,814
Net Interest Income $50,414
Provision for Loan & Lease Losses $2,450
NON-INTEREST INCOME
Service Charges on Deposit Accounts $4,331
Other Noninterest Income $9,140
Total Noninterest Income $13,471
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $25,230
Expenses of Premises and Fixed Assets. $5,570
Other Noninterest Expense $12,293
Total Noninterest Expense $43,093
Income (loss) before income taxes and extraordinary items & other adjustments $18,342
Applicable Income Taxes $3,832
Net Income (loss) $14,510
