As of March 31, 2018 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $14,815
Investments $187,222
Loans $1,099,668
Fed Funds Sold $0
Premises and Fixed Assets $38,434
Other Real Estate owned $5,656
Other assets $37,920
Total Assets $1,383,715
LIABILITIES
Deposits $1,088,332
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $25,195
Other Borrowed Money $147,357
Other Liabilities $5,908
Total Liabilities $1,266,792
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $24,671
Undivided Profits $79,871
Current Earnings $7,543
Other Equity Capital Components -$4,147
Equity Capital $116,923
Total Liabilities & Equity Capital $1,383,715
INTEREST INCOME
Interest & Fee income-Loans $27,865
Interest & Dividend Income on
Securities $2,473
Interest Income on Federal Funds Sold $3
Other Interest Income $154
Total Interest Income $30,495
INTEREST EXPENSE
Interest on Deposits $4,791
Interest on Purchased Funds $1,602
Total Interest Expense $6,393
Net Interest Income $24,102
Provision for Loan & Lease Losses $1,800
NON-INTEREST INCOME
Service Charges on Deposit Accounts $1,930
Other Noninterest Income $3,870
Total Noninterest Income $5,800
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $11,116
Expenses of Premises and Fixed Assets. $2,120
Other Noninterest Expense $5,267
Total Noninterest Expense $18,503
Income (loss) before income taxes and extraordinary items & other adjustments $9,599
Applicable Income Taxes $2,056
Net Income (loss) $7,543
