As of June 30, 2020 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $99,728
Investments $222,259
Loans $1,272,556
Fed Funds Sold $0
Premises and Fixed Assets $47,140
Other Real Estate owned $6,763
Other assets $37,665
Total Assets $1,686,111
LIABILITIES
Deposits $1,345,719
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $32,285
Other Borrowed Money $149,152
Other Liabilities $8,069
Total Liabilities $1,535,226
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $30,171
Undivided Profits $90,393
Current Earnings $8,240
Other Equity Capital Components - 4,097
Equity Capital $150,886
Total Liabilities & Equity Capital $1,686,111
INTEREST INCOME
Interest & Fee income-Loans $35,115
Interest & Dividend Income on
Securities $2,771
Interest Income on Federal Funds Sold $0
Other Interest Income $241
Total Interest Income $38,127
INTEREST EXPENSE
Interest on Deposits $7,592
Interest on Purchased Funds $1,937
Total Interest Expense $9,529
Net Interest Income $28,598
Provision for Loan & Lease Losses $3,250
NON-INTEREST INCOME
Service Charges on Deposit Accounts $1,754
Other Noninterest Income $6,270
Total Noninterest Income $8,024
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $14,087
Expenses of Premises and Fixed Assets. $2,909
Other Noninterest Expense $5,915
Total Noninterest Expense $22,911
Income (loss) before income taxes and extraordinary items & other adjustments $10,461
Applicable Income Taxes $2,221
Net Income (loss) $8,240
