As of September 30, 2018 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $16,667
Investments $194,394
Loans $1,127,333
Fed Funds Sold $625
Premises and Fixed Assets $38,862
Other Real Estate owned $6,108
Other assets $41,122
Total Assets $1,425,111
LIABILITIES
Deposits $1,090,718
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $30,094
Other Borrowed Money $178,927
Other Liabilities $6,219
Total Liabilities $1,305,958
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $24,671
Undivided Profits $79,871
Current Earnings $11,432
Other Equity Capital Components -$5,806
Equity Capital $119,153
Total Liabilities & Equity Capital $1,425,111
INTEREST INCOME
Interest & Fee income-Loans $42,678
Interest & Dividend Income on
Securities $3,769
Interest Income on Federal Funds Sold $5
Other Interest Income $222
Total Interest Income $46,674
INTEREST EXPENSE
Interest on Deposits $7,537
Interest on Purchased Funds $2,585
Total Interest Expense $10,122
Net Interest Income $36,552
Provision for Loan & Lease Losses $2,700
NON-INTEREST INCOME
Service Charges on Deposit Accounts $2,956
Other Noninterest Income $6,155
Total Noninterest Income $9,111
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $16,959
Expenses of Premises and Fixed Assets. $3,235
Other Noninterest Expense $8,212
Total Noninterest Expense $28,406
Income (loss) before income taxes and extraordinary items & other adjustments $14,557
Applicable Income Taxes $3,125
Net Income (loss) $11,432
