As of September 30, 2019 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $50,909
Investments $220,606
Loans $1,150,516
Fed Funds Sold $0
Premises and Fixed Assets $42,486
Other Real Estate owned $6,220
Other assets $35,247
Total Assets $1,505,984
LIABILITIES
Deposits $1,157,719
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $30,547
Other Borrowed Money $166,717
Other Liabilities $6,956
Total Liabilities $1,361,939
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $30,171
Undivided Profits $92,783
Current Earnings $10,622
Other Equity Capital Components - 1,484
Equity Capital $144,045
Total Liabilities & Equity Capital $1,505,984
INTEREST INCOME
Interest & Fee income-Loans $47,766
Interest & Dividend Income on
Securities $4,366
Interest Income on Federal Funds Sold $2
Other Interest Income $539
Total Interest Income $52,643
INTEREST EXPENSE
Interest on Deposits $11,283
Interest on Purchased Funds $3,512
Total Interest Expense $14,795
Net Interest Income $37,848
Provision for Loan & Lease Losses $2,250
NON-INTEREST INCOME
Service Charges on Deposit Accounts $3,180
Other Noninterest Income $6,722
Total Noninterest Income $9,902
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $18,743
Expenses of Premises and Fixed Assets. $4,144
Other Noninterest Expense $9,178
Total Noninterest Expense $32,065
Income (loss) before income taxes and extraordinary items & other adjustments $13,435
Applicable Income Taxes $2,813
Net Income (loss) $10,622
