As of September 30, 2020 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $77,241
Investments $220,855
Funds Sold $0
Net Loans $1,327,885
Premises and Fixed Assets $48,875
Other Real Estate owned $4,957
Other assets $36,641
Total Assets $1,716,464
LIABILITIES
Deposits $1,370,237
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $33,557
Other Borrowed Money $149,974
Other Liabilities $7,520
Total Liabilities $1,561,288
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $30,171
Undivided Profits $99,393
Current Earnings $12,778
Other Equity Capital Components - 3,849
Equity Capital $155,176
Total Liabilities & Equity Capital $1,716,464
INTEREST INCOME
Interest & Fee income-Loans $51,844
Interest & Dividend Income on
Securities $4,008
Interest Income on Federal Funds Sold $0
Other Interest Income $289
Total Interest Income $56,141
INTEREST EXPENSE
Interest on Deposits $10,998
Interest on Purchased Funds $2,872
Total Interest Expense $13,870
Net Interest Income $42,271
Provision for Loan & Lease Losses $3,700
NON-INTEREST INCOME
Service Charges on Deposit Accounts $2,619
Other Noninterest Income $10,625
Total Noninterest Income $13,244
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $21,939
Expenses of Premises and Fixed Assets. $4,465
Other Noninterest Expense $9,132
Total Noninterest Expense $35,536
Income (loss) before income taxes and extraordinary items & other adjustments $16,279
Applicable Income Taxes $3,501
Net Income (loss) $12,778
