As of December 31, 2020 (Dollars in Thousands)
ASSETS
Cash and Due from Banks $114,741
Investments $235,794
Funds Sold $0
Net Loans $1,364,242
Premises and Fixed Assets $52,447
Other Real Estate owned $4,374
Other assets $36,427
Total Assets $1,808,025
LIABILITIES
Deposits $1,468,202
Federal Funds Purchased & Securities sold under
Repurchase Agreements. $34,055
Other Borrowed Money $141,181
Other Liabilities $5,960
Total Liabilities $1,649,398
EQUITY CAPITAL
Common Stock $345
Surplus $8,640
Paid in Capital $30,171
Undivided Profits $99,393
Current Earnings $16,167
Other Equity Capital Components - 3,911
Equity Capital $158,627
Total Liabilities & Equity Capital $1,808,025
INTEREST INCOME
Interest & Fee income-Loans $68,683
Interest & Dividend Income on
Securities $5,209
Interest Income on Federal Funds Sold $0
Other Interest Income $329
Total Interest Income $74,201
INTEREST EXPENSE
Interest on Deposits $14,215
Interest on Purchased Funds $3,765
Total Interest Expense $17,980
Net Interest Income $56,221
Provision for Loan & Lease Losses $4,850
NON-INTEREST INCOME
Service Charges on Deposit Accounts $3,579
Other Noninterest Income $14,520
Total Noninterest Income $18,099
NON-INTEREST EXPENSE
Salaries & Employee Benefits. $30,220
Expenses of Premises and Fixed Assets. $6,003
Other Noninterest Expense $12,686
Total Noninterest Expense $48,909
Income (loss) before income taxes and extraordinary items & other adjustments $20,561
Applicable Income Taxes $4,394
Net Income (loss) $16,167
