As of June 30, 2025 (Dollars in Thousands)
ASSETS
| Cash and Due from Banks | $171,475 |
| Investments | $301,204 |
| Funds Sold | $0 |
| Net Loans | $2,599,797 |
| Premises and Fixed Assets | $87,082 |
| Other Real Estate owned | $18,928 |
| Other assets | $71,871 |
| Total Assets | $3,250,357 |
LIABILITIES
| Deposits | $2,619,671 |
| Federal Funds Purchased & Securities sold under Repurchase Agreements | $25,300 |
| Other Borrowed Money | $344,046 |
| Other Liabilities | $20,162 |
| Total Liabilities | $3,009,179 |
EQUITY CAPITAL
| Common Stock | $345 |
| Surplus | $8,640 |
| Paid in Capital | $55,281 |
| Undivided Profits | $199,847 |
| Current Earnings | $18,005 |
| Other Equity Capital Components | -40,940 |
| Equity Capital | $241,178 |
| Total Liabilities & Equity Capital | $3,250,357 |
INTEREST INCOME
| Interest & Fee income-Loans | $90,899 |
| Interest & Dividend Income on Securities | $4,898 |
| Interest Income on Federal Funds Sold | $0 |
| Other Interest Income | $1,497 |
| Total Interest Income | $97,294 |
INTEREST EXPENSE
| Interest on Deposits | $35,108 |
| Interest on Purchased Funds | $5,915 |
| Total Interest Expense | $41,023 |
| Net Interest Income | $56,271 |
| Provision for Loan & Lease Losses | $3,665 |
NON-INTEREST INCOME
| Service Charges on Deposit Accounts | $3,325 |
| Other Noninterest Income | $10,280 |
| Total Noninterest Income | $13,605 |
NON-INTEREST EXPENSE
| Salaries & Employee Benefits | $24,809 |
| Expenses of Premises and Fixed Assets | $4,605 |
| Other Noninterest Expense | $13,635 |
| Total Noninterest Expense | $43,049 |
| Income (loss) before income taxes and extraordinary items & other adjustments | $23,162 |
| Applicable Income Taxes | $5,157 |
| Net Income (loss) | $18,005 |
