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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Business Banking

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Let First Community Bank help you with all of your banking needs. Start today by creating a BUSINESS REGULAR CHECKING account to help you save time and money (all business entities).


  • Minimum amount to open: $100

  • No monthly service charge on balance of $500 ($7.50 if balance falls below $500)

  • Unlimited check writing

  • FirstLink Internet Banking

  • Merchant Credit Card Services*

  • Business Debit Card•

  • Business Credit Card•
  • Mobile Banking
  • Cash Management Option*
  • No Per Item Fees

  • No Chargeback Item Fees
  • Remote Deposit*


*Upon approval. Restrictions and fees apply. See bank for details.


ORDER CHECKS HERE 

Peak Credit Card

APPLY NOW


  • EARN POINTS ON EVERY DOLLAR SPENT  

  • LOCAL CUSTOMER SERVICE


First Community Bank’s Pinnacle Card offers your small business 1% cash back on every purchase, plus the ability to redeem points for airline tickets, hotel stays, and tons of great merchandise with Scorecard® Rewards. The Pinnacle Card offers the best of both worlds and includes LOCAL credit decisions, LOCAL customer service and LOCAL options to make payments. We also offer an online portal at MyCardStatement.com to help manage your account.



Manage your card online at MyCardStatement.com


See one of our customer service representatives at any of our locations for details!

For customer service email: creditcardcustomerservice@firstcommunity.net


If you've been turned down for a business checking account in the past, First Community Bank believes you deserve a fresh start. This account is designed to offer a second chance to business customers who have experienced previous bank account challenges. We want to give you an opportunity to succeed! 


  • Opening balance requirement: $50.00

  • Monthly service fee: $14.50

  • Unlimited check writing

  • Free FirstLink Internet Banking

  • Telephone Banking Line

  • Itemized monthly imaged statements with free organizer

  • No chargeback fees

  • No per item fees

  • No minimum monthly balance requirement

  • If the account is in good standing after 12 months, account will be converted to Business Regular Checking

Enjoy all of the great features of our Regular Business Checking Plus Interest. SOLE PROPRIETOR INTEREST CHECKING is for you if your business maintains a balance of $750 or more and you want to earn interest on your deposits (sole proprietor).


  • Minimum amount to open: $100

  • No monthly service charge on balance of $750 ($8.50 if balance falls below $750)

  • Interest paid on daily collected balance at current Interest Checking rate

  • Unlimited check writing

  • FirstLink Internet Banking

  • Telephone Banking Line

  • Itemized monthly imaged statements with free organizer

  • No Chargeback Fee

  • Business Debit Card*
  • Business Credit Card*
  • Mobile Banking
  • Cash Management Option*
  • Remote Deposit

*Upon approval. Restrictions and fees apply. See bank for details.



ORDER CHECKS HERE 


At First Community Bank, we stand behind our non-profit organizations by providing NON-PROFIT FREE CHECKING specifically designed for them. We understand their unique banking needs and work hard to help them achieve their many goals that help our communities throughout the year (Non-Profit Businesses only).


  • Minimum amount to open: $100

  • No monthly service charge

  • Unlimited Check Writing

  • FirstLink Internet Banking

  • Telephone Banking Line

  • Itemized monthly imaged statements with free organizer

  • No return item charge


    ORDER CHECKS HERE 

Non-profit organizations work hard for our communities. At First Community Bank, we want to show our appreciation by creating banking solutions just for your organization. If your non-profit keeps larger balances, our NON-PROFIT INTEREST CHECKING account is a great way to earn even more money and reach your goals faster (Non-Profit Business only).


  • Minimum amount to open: $100

  • No monthly service charge if a balance of $750 is maintained.

  • Interest paid on daily collected balance at current Non-Profit Interest Checking rate

  • Unlimited Check Writing

  • FirstLink Internet Banking

  • Telephone Banking Line

  • Itemized monthly imaged statements with free organizer

  • No Chargeback Fee



ORDER CHECKS HERE 



A Money Market Account from First Community Bank is a great way to invest your hard earned money without completely locking it up for a set amount of time. Get the best of both worlds!  With a MONEY MARKET ACCOUNT, you earn tiered interest and can still make withdrawals if needed (all business entities).


  • Minimum amount to open: $100

  • No monthly service charge on balance of $2500 ($10 if balance falls below $2500)

  • Interest paid on daily collected balance at current Money Market tiered rate

  • Unlimited deposits, up to 6 withdrawals per statement cycle (only three can be third party checks, draft of similar orders) a withdrawal fee of $1 will be charged for each debit in excess of six per statement cycle

  • FirstLink Internet Banking

  • Telephone Banking line

  • Itemized monthly image statements with free organizer





At First Community Bank, we understand that managing your business’s finances requires careful planning for strategic growth. That’s why we offer our competitive business savings account designed to help you save, grow, and manage your company's funds effectively.


Whether you're looking to build a financial cushion for unexpected expenses, save for future business expansion, or earn interest on your savings, our business savings account provides the flexibility and support you need to achieve your financial goals.


• Minimum amount to open: $50
• No monthly service fee*
• Interest paid quarterly on collected balances at current Savings rate
• Unlimited deposits and up to six withdrawals per quarter (a withdrawal fee of $1 will be charged for each debit in excess of six per quarter)**
• FirstLink Internet Banking
• Telephone Banking Line
• Quarterly itemized statements

* Checking & Savings accounts without activity may be charged dormant account fees.
**Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.



How to Open a Business Savings Account


Opening a business savings account with First Community Bank is simple and fast. Visit us at one of our local branches, and our friendly and knowledgeable bankers will help you every step of the way, ensuring you find the right account for your business.


Get Started Today!


Ready to start saving? Choose First Community Bank for all your business savings needs. Contact us today to open your account or learn more about how we can help your business thrive. We’re here to support your financial success.



Account Management

• Delegate responsibility with different levels of access

• Manage multiple businesses with one username

• Review statements anywhere, anytime with eStatements


ACH Batches

• Direct deposit payroll options

• Draft payments from customer accounts


Online BillPay

• Pay anyone in the U.S.

• Schedule advance or recurring payments


Wire Transfers

• Perform one-time or recurring transfers that occur automatically


Remote eDeposits*

• Deposit checks from your office

• Receive same day availability of funds


Contact us at 888-780-8391.


*Restrictions and fees may apply.


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Get rid of the clutter by signing up for eStatements. You'll get immediate email notifications and online access whenever your statement or notice is ready. Help reduce paper waste and conserve resources by signing up for FREE electronic statements today. 


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If you need assistance please contact our Customer Service Department at 1-888-780-8391.




FDIC Customer's Guide to Cyber Security

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BUSINESS DEBIT CARD  - FASTER THAN CHECKS, SAFER THAN CASH!

  • Fast and Easy

  • Accepted Out of Town

  • Convenient Record Keeping

  • 24-Hour ATM Access

  • Safe and Secure


MORE THAN A CHECKBOOK. BETTER THAN AN ATM CARD.
A checkbook is a vital part of running a business, but sometimes you need a faster, more convenient way to make purchases, track business expenses and manage finances. A business debit card offers you all that and more. So, you can easily manage your business's finances with one simple card.

24-HOUR ATM ACCESS
Need to make a deposit after hours, transfer funds between accounts or simply make a withdrawal? No problem! Your business debit card carries all the advantages of an ATM card at literally thousands of convenient locations.

FRAUD PROTECTIONS
To further protect you, you will begin receiving texts and/or emails asking you to confirm if suspicious purchases are valid or not. We will ONLY ask you to verify if you made the purchase(s) or not. We will not ask for account or personal information. Keeping you protected is important to us, and we are excited to offer these new enhanced fraud services to you!

SAFE AND SECURE
Along with your business debit card, you'll have a personal identification number (PIN) to help keep you safe from unauthorized purchases and transactions. Better still, you can assign different PINs and purchase limits to different employees!


First Community Bank is a leader in providing flexible, competitive financing solutions and banking services for your business. Whatever your business requires, we will work with you to provide timely financial support. Whether you are just starting up, expanding, purchasing equipment, needing working capital or increasing inventory, we can offer solutions with flexible repayment terms. We are committed to the growth of your business.


Whether you're refinancing, expanding, relocating, or buying a commercial building, we'll customize a wide range of commercial real estate loans to fit your situation. Our lenders will offer you flexibility in terms of manageable payments and competitive rates. We approve your loan locally, so the decisions are made quickly by people you know and trust.


If you are considering a building project, you need a financial partner that understands your needs and delivers in a timely fashion. We can provide the financing for your next construction project from start to finish. You will work with a local loan officer who has roots in the community. Decisions are made locally and permanent financing options will be available upon project completion.


We offer a wide range of competitively priced agriculture financing options to help your farm or business. Whether it's for the purchase of an existing farm or business, expansion, machinery or any other business need, we can provide the resources that you need to grow and prosper. Our personalized one-on-one approach and streamlined decision-making process deliver fast results.

CLICK HERE TO ENROLL IN ONLINE BANKING


ONLINE BANKING FEATURES

It's Fast and Convenient.

It's Secure.

It's Powerful.


  • View your account balances and history.

  • Transfer money between accounts.

  • Pay bills online.*

  • Download account information directly into Microsoft® Money.

  • Send secure electronic or paper check payments to a large business, a small business or a friend, anyone you would normally pay by a paper check.

  • Set up recurring, occasional or one-time payments. With just a few clicks, you can schedule a recurring payment to be paid on the same day for the same amount every month and never have to worry about it again.



Save time and money. Anytime. Anywhere.
With FirstLink, you can transact your banking business and pay bills any time of the day or night, as long as you have a computer and Internet access. Using FirstLink is easy, but if you do need any help, just follow the instructions on your screen after logging on.

*Internet BillPay is offered at no cost to customers who utilize the service at least one time per calendar month. A $4.95 inactivity fee will be charged if BillPay is not used.

MOBILE FIRST BANKING

Banking in the Palm of Your Hand
Take care of your banking needs when it's convenient for you. With Mobile First banking, your cell phone or mobile device allows you to access balances, make transfers and view pending deposits or transactions.

Phone Apps
Do you have an iPhone or Android phone? We have an app for that! Even if you don't have a smartphone, you can use the texting feature on your cell phone to check balances, view transactions and receive account alerts.



REMOTE DEPOSIT CAPTURE





First Community Bank’s remote deposit capture allows you to securely deposit checks electronically into your business checking account from the comfort of your desk. Undeposited checks represent unusable funds to your business. With remote deposit capture, we make it easy to deposit checks the same day you receive them.*





*Cash Management and Remote eDeposit require prior bank approval. Fees apply for services. See bank for details.



Download the app from Apple's App Store, Amazon, or Google Play by clicking below.Link to Google Play

Link to Apple App Store

Link to Amazon App Store


FDIC Customer's Guide to Cyber Security

FCC Cyber Security Planning Guide

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*Apple and the App Store logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google LLC. Amazon and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

BUSINESS PARTNER AGREEMENT

GenGold Open for Business

MEMBER LOGIN - CLICK HERE


INTRODUCING THE GENGOLD® LOCAL BUSINESS PROGRAM

The GenGold® Local Business Program is an exciting opportunity for businesses to reach thousands of people without the cost of advertising. GenGold® is a special program that offers member savings, discounts and rebates on airfare, cruises, resort condos, hotels, rental cars, long distance telephone service, movies, health services and, of course - LOCAL BUSINESS PRODUCTS AND SERVICES!



Let us show you how the GenGold® Local Business Program can help boost your bottom line today!


HERE'S HOW IT WORKS:

We will promote the Local Business Program.


As a local business owner, you will also have access to the exciting GenGold® membership benefits FREE of charge!

What Do You Have To Do?

   
1. Offer a meaningful discount off the regular retail price of products and services.
    2. Educate your staff about the program and the discount.
    3. Prominently display the "GenGold® Welcomed Here" decal.

Our members love to show their card and save! By providing an exclusive discount for GenGold® members, you will be able to build a loyal customer following for years to come.

Online Banking

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