FAQ | First Community Bank | Arkansas & Missouri

Do I need to be present to open an account or can I open an account online?

No, you don’t have to be present to open an account. Click the link below to open a personal banking account online:

https://firstcommunity.net/personal-banking/open-account/

What is GenGold?

This great program is offered through First Community Bank’s partnership with Generations Gold Inc., one of the leading full-service-discount providers in the US. Your membership in GenGold will reap rewards quickly, as you begin to save money on purchases for travel, groceries, restaurants,movies, prescriptions and much more. Also, GenGold lets you register up to five additional family members who reside 25 miles or more from a First Community Bank branch.

Click here to learn more about GenGold.

Click here to apply for a GenGold membership.

How do I open a Squirrel Club Account

Come join the fun! Sign up for a Squirrel Club account at any of our convenient locations. Teach your children the importance of saving by opening a youth savings account and joining the Squirrel Club. (Checking accounts without activity may be charged dormant account fees.)

• No minimum to open and no monthly service fee

• Interest paid quarterly at current Youth Savings rate (subject to change)

• Unlimited deposits, up to 6 withdrawals per statement cycle. A withdrawal fee of $1 will be charged for each debit in excess of six per statement cycle.*

• Free First Community Bank ATM card

• Free FirstLink Internet Banking

• Telephone Banking line

• Quarterly itemized statements

• Club membership kit when you sign up

• Free T-shirt when you save more than $100

• Two fun club activities a year

• Teaches children the importance of saving

*Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.

How soon can I get my debit card?

Get your debit card INSTANTLY at any one of the following locations::

• Batesville Main Branch - 1325 Harrison St.

• Bald Knob - 159 Hwy. 167

• Cabot - 3084 Bill Foster Memorial Hwy. • 11 Prospect Ct.

• Cherokee Village/Highland - 1 Iroquois Dr.

• Conway - 1089 Front St.

• Harrison - 220 E. Ridge Ave.

• Jonesboro - 1617 S. Caraway Rd. • 630 Southwest Drive • 222 E. Washington Ave.

• Lepanto - 202 Greenwood Ave.

• Little Rock - 4900 Kavanaugh Blvd. • 8201 Ranch Blvd.

• Mountain Home - 310 Hwy. 62 E.

• Newport - 2525 Malcolm Ave.

• Searcy - 2801 E. Race St. • 800 E. Beebe Capps • 2401 E. Beebe Capps

• Neosho, MO - 3005 Gardner Edgewood Dr.

• Jane, MO - 21196 US 71

How much money do I need to open an account?

With First Community Bank’s Christmas Club Account, Youth Savings Account/Squirrel Club Account there is no required minimum. For a Personal Checking Account to be opened a $50 minimum is required and for a Personal Savings Account a $25 minimum is required.

How do I log in to Online Banking?

With our online banking service, you have a virtual bank branch wherever you have a computer! Schedule payments, move money between accounts and more - anytime, day or night.

For more information on online banking, click here.

How do I enroll in Online Banking?

Click Here

Does my checking account earn interest?

First Community Bank’s Community Choice, Green First Checking, Educator's Club, 50 Plus Checking and Interest Checking accounts all offer interest paid.

For more information on checking accounts offered, click here. And for more information on savings accounts offered, click here.

What do I need to provide to open an account?

Two forms of identification are required and one should include a photo ID.

The primary form of ID should include a picture, description and signature. The following documents would be acceptable:

• Driver’s License/non driver’s identification card

• Passport

• US Government

• US Military

• Alien registration card

• Matricula Consular

The secondary form of ID has some but not all of the components of a primary ID. The following are acceptable as a second piece of identification, but never acceptable to open the account alone. The secondary documents are as follows:

• Social Security card

• Voter’s registration

• Birth certificate

• Credit cards

• Bank cards

• State government

• Local government

• Company identification

• Police identification

• Firearm license

• Insurance card

• Utility bill

• Visa

• Student ID card

What kind of accounts do you offer?

We have lots of great options! Please click here to see what best suits your needs.

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