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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Modern Banking. Local Heart.

Accounts that work for you.

Open your checking account online in minutes!

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NO MONTHLY FEES*
Keep more of your money.
HIGH-YIELD OPTIONS
Make your money work for you.
MOBILE BANKING
Community banking at your fingertips.
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"First Community Bank is exactly that - the first choice in community banking."

- Kristin S., Customer since 2017
Free Checking
$50 Minimum to Open
Overdraft Privilege Available³
$0 Monthly Service Fee*
Simple. No requirements.
Bloom With Us Green
$50 Minimum to Open
Overdraft Privilege Available³
$0 Monthly Service Fee*
Earn up to 4.00% APY¹
Community Choice Checking
$50 Minimum to Open
Overdraft Privilege Available³
$0 Monthly Service Fee*
Earn up to $200 in Rewards²

WE'RE HERE FOR YOU.

Community-First Banking
Money Stays Local
Convenient Locations
Real People. Personalized Support.

Find a Convenient Location Near You.

FAQs

Here's a few of the things you will need handy to get your account open: 

  • Social Security Number
  • Driver's License, State ID, or US Passport
  • Physical Address
  • Contact Information
  • Funds to meet minimum deposit

Our Free Checking, Bloom With Us Green, and Community Choice checking accounts have no monthly service fee.*

 
*Checking accounts without activity may be charged dormant account fee. **There may be ATM charges at banks other than First Community Bank.  ***Internet BillPay™ is offered at no cost to customers who utilize the service at lease one time per month. A $4.95 inactivity fee will be charged if BillPay™ is not used.

We're so glad you asked! We make switching banks easy.

  1. Open your First Community Bank checking account. 
  2. Transfer your current funds, deposits, and payments to your new account. 
  3. Wait a month or two before closing your old account to make sure everything has switched over properly. 
  4. Close your old bank account. 

Once your account is open, you can swing by the branch closest to you to pick up your debit card. If you're not in a rush, your debit card will be mailed to you typically within 7-10 business days of opening your account. 

All accounts receive the following services at no cost: ATM and MasterCard Debit Cards**, Internet Banking, Online Statements, Telephone Banking, Mobile Banking, Internet BillPay™***, and Unlimited Check Writing.

 

*Checking Accounts without activity may be charged dormant account fee. **There may be ATM charges at banks other than First Community Bank. Internet BillPayis offered at no cost to customers who utilize the service at least one time per month. A $4.95 inactivity fee will be charged if BillPayis not used.

 

¹APY = Annual Percentage Yield. Rate effective March 3, 2025. Fees may reduce earnings. Rate subject to change. Limited to one account per individual. 12 transactions must be posted to your account per statement cycle. Must have one (1) direct deposit of at least $200.00 per statement cycle. 

 

²$100 reward for recurring direct deposit into account within the first 90 days. $100 reward for using debit card 15 times on point of sale in the first 90 days. 

 

³Subject to Change

 

 

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