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Personal Checking Accounts
Fresh Start Checking

Fresh Start Checking Page Picture

If you've been turned down for a checking account in the past, come to First Community Bank because we believe in second chances! We have designed a new Fresh Start checking account for the people who have had trouble managing checking accounts in the past. 

Even if you have a negative history with a consumer reporting agency, you are eligible for a Fresh Start checking account at First Community Bank. We want to give you an opportunity to reestablish a checking relationship to get you back on track.



  • Opening balance requirement: $50.00

  • No monthly minimum balance requirement

  • Monthly service fee with direct deposit each statement cycle: $8.50

  • Monthly service fee without direct deposit each statement cycle: $11.50

  • Unlimited check writing (checks available for purchase)

  • Free Mastercard® debit card, subject to approval


If the account is in good standing after 12 months, account will be converted to Regular Checking.


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