Personal Banking

Checking Accounts

• No monthly service charge

• No minimum balance requirement
• Interest paid on daily ledger balance at current Bloom With Us rate
• FirstLink Online Banking and BillPay
• Non-Imaged Statements
• Free Mastercard® debit card, subject to approval

Requirements:

• Minimum amount to open: $50
• Perform 12 debit card transactions ²
• Sign up for eStatements
• Have one (1) direct deposit of at least $200.00 per qualification cycle ³

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¹APY = Annual Percentage Yield. Rate effective April 10, 2023. Fees may reduce earnings. Limited to one account per individual. Rate subject to change. ²Excludes ATM transactions; debit minimum $2.00. 12 transactions must be posted to your account per statement cycle. ³ Have one (1) direct deposit of at least $200.00 per statement cycle.

Enjoy no hassles and no hidden fees when you sign up for a FREE CHECKING account at First Community Bank. Our FREE CHECKING account comes with the great features you have come to enjoy and expect such as BillPay. You can also monitor your checking account through our FirstLink Internet Banking service.

• Minimum amount to open: $50
• No monthly service charge*
• No minimum balance requirement
• Free First Community Bank ATM card

• Free Mastercard® debit card, subject to approval

• FirstLink Internet Banking and BillPay

• Non-imaged statements

*Checking accounts without activity may be charged dormant account fees.

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• Minimum amount to open: $50
• No monthly service charge on balance of $500 ($7 if balance falls below $500)
• Free First Community Bank ATM card
• FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer

• Free Mastercard® debit card, subject to approval

• FirstLink Internet Banking and BillPay

ORDER CHECKS HERE 

• Minimum amount to open: $50

• No monthly service charge on balance of $750 ($8 if balance falls below $750)

• Interest paid on daily ledger balance at current Interest Checking rate

• Free Mastercard® debit card, subject to approval

• FirstLink Online Banking and BillPay

• Itemized monthly imaged statements with free organizer

ORDER CHECKS HERE

For our customers 50 years of age & over

• Minimum amount to open: $50

• Free with direct deposit ($6 monthly service charge if balance falls below $1000 without direct deposit)

• Free First Community Fifty-Plus wallet checks

• Interest paid on daily ledger balance at current Fifty-Plus rate

• Free cashier's checks (2 per visit)

• Free photocopies (5 per visit)

• Free stop payments

• Free Mastercard® debit card, subject to approval

• FirstLink Internet Banking and BillPay

• Itemized monthly imaged statements with free organizer

ORDER CHECKS HERE

• Earn up to $200 in rewards ¹
  

• $100 reward for receiving direct deposit into your Community Choice account ²

• $100 reward for using your Mastercard® debit card 3

• Available to new customers only
  

• One account per household

  
  

  COMMUNITY CHOICE CHECKING FEATURES INCLUDE: 
  

No monthly service fee

Opening balance requirement $50.00

Free Mastercard® debit card, subject to approval

Free FirstLink Internet Banking and BillPay**

Interest paid on account***

Unlimited check writing

Itemized monthly statements with free organizer

Mobile Banking

1 After meeting reward requirement, reward will be paid by the fifth business day of the following month.

2 Sign up for direct deposit of your paycheck, pension check, government check or any other recurring direct deposit and receive a $100 reward after a direct deposit is credited to your account. The direct deposit must be received within  90 days of account opening.

3 Available to debit card qualified customers only. $100 will be credited to your account (upon account review) after your 15th debit card purchase, provided the purchases are posted within the first 90 days of account opening. ATM transactions and cash balance transfers are not eligible.

*Community Choice Checking is a personal interest bearing checking that is intended for personal, family or household purposes and cannot be used for business/commercial purposes. Funds to open this account must be new money from another financial institution and may not be transferred from another First Community Bank relationship to qualify. One set of offers per account per household. Balance requirement & monthly maintenance fee are waived in the Community Choice Checking offer. Other fees may apply. For tax reporting purposes, a 1099 form may be issued at year-end to all accounts that receive rewards. See bank for more details.

**Internet BillPay is offered at no cost to customers who utilize the service at least one time per calendar month. A $4.95 inactivity fee will be charged if BillPay is not used once per calendar month.

***Interest paid on daily ledger balance. The interest rate and the annual percentage yield are subject to change.

Questions? Call toll-free 888-780-8391.

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If you've been turned down for a checking account in the past, come to First Community Bank because we believe in second chances! We have designed a new Fresh Start checking account for the people who have had trouble managing checking accounts in the past. 

Even if you have a negative history with a consumer reporting agency, you are eligible for a Fresh Start checking account at First Community Bank. We want to give you an opportunity to reestablish a checking relationship to get you back on track.

• Opening balance requirement: $50.00

• No monthly minimum balance requirement

• Monthly service fee with direct deposit each statement cycle: $8.50

• Monthly service fee without direct deposit each statement cycle: $11.50

• Unlimited check writing (checks available for purchase)

• Free Mastercard® debit card, subject to approval

If the account is in good standing after 12 months, account will be converted to Regular Checking.

ORDER CHECKS HERE