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Plinqit, our new, simple and free* savings tool, can help you save for just about anything you need or want. Plinqit allows you to set savings goals and select reward options for reaching them. You can also earn money for things like referring friends and family, watching videos and reading articles pertaining to financial wellness.


You can create your Plinqit account by going to
firstcommunity.plinqit.net or downloading the Plinqit mobile app. Securely link your checking account to your Plinqit savings account. Set your savings goal and start saving today! You decide how often and how much each transfer should be, and then it is automatic! Saving has never been easier!


Whether you're saving for your next vacation, a child's education or for a rainy day, Plinqit can help! We are offering Plinqit to help our customers save money.



PLINQIT BENEFITS

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Automatic deposits.


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Earn rewards by inviting friends.


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Decide how often and how much each transfer should be.



FAQS


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With a First Community Bank SAVINGS ACCOUNT, it's easier than ever to start saving today. Whether you are saving to reach a personal goal or putting money back just in case of an emergency, there is no better way to get started than with a First Community Bank Savings Account. Enjoy freedom from monthly service fees while still getting interest paid each quarter. 


  • Minimum amount to open: $25

  • No monthly service fee

  • Interest paid quarterly at current Savings rate

  • Unlimited deposits and up to six withdrawals per quarter (a withdrawal fee of $1 will be charged for each debit in excess of six per quarter)*

  • Free First Community Bank ATM card

  • FirstLink Internet Banking and BillPay

  • Telephone Banking line

  • Quarterly itemized statements



*Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.


It's never too early to start saving for the giving season of Christmas. There's no minimum deposit to join the CHRISTMAS CLUB, and there is no need to worry about monthly service fees. Join today, start making deposits, and get ahead of the game this holiday shopping season.


  • No minimum deposit

  • No monthly service fee

  • Interest paid annually at Christmas Club rate*

  • Auto transfer option with other account relationship

  • One penalty-free withdrawal**

  • Choose a flexible contribution plan and make deposits throughout the year

  • Checks available the first week in November



*The interest rate and the annual percentage yield are subject to change.
**One withdrawal allowed during the year with no fee. Any additional withdrawals $5.00 each. Maximum deposit amount in the Christmas Club is $5,000 with a limit of two accounts per household or family. Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.

Come join the fun! Teach your children the importance of saving by opening a YOUTH SAVINGS ACCOUNT and joining the Squirrel Squad.

  • No minimum to open and no monthly service fee

  • Interest paid quarterly at current Youth Savings rate (subject to change)

  • Unlimited deposits, up to 6 withdrawals per statement cycle. A withdrawal fee of $1 will be charged for each debit in excess of six per statement cycle.*

  • Free First Community Bank ATM card

  • Free online banking

  • Quarterly itemized statements

  • Club membership kit when you sign up

  • Free T-shirt when you save more than $100

  • Exclusive Squirrel Squad activities

  • Teaches children the importance of saving



*Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.


You never know what kind of curve ball life will throw at you when it comes to your health. Be prepared with a HEALTH SAVINGS ACCOUNT from First Community Bank. With an HSA, you can take control of your healthcare finances. Use the account for approved out-of-pocket expenses such as doctor visits and prescriptions or keep saving for those unpredictable moments. 

  • If your insurance policy is considered a high deductible health plan, you are eligible.*

  • Your contributions, earnings, and withdrawals for qualified medical expenses are all tax-free.

  • Any remaining funds stay in your account from year to year to cover future medical expenses.



*Health Savings Accounts available to individuals and families with high-deductible insurance policies. Account holders must adhere to certain restrictions in order to avoid fees. Ask for details. First Community Bank does not offer tax advice.


INDIVIDUAL RETIREMENT ACCOUNTS or IRAs are the smart way to save for your future. With an IRA from First Community Bank, it's easier than you think to manage your account and watch your money grow. What are you waiting for? Get the retirement you deserve by setting up your IRA today. 


  • $100 minimum to open.

  • Custodial IRAs are invested in fixed-rate CDs with maturities ranging from 30 days to 5 years.

  • Specialized professionals are available to help answer all your questions.


Our MONEY MARKET ACCOUNT acts like a savings account while giving you some flexible features of a checking account. 

MONEY MARKET ACCOUNT FEATURES INCLUDE: 

• Minimum amount to open: $50
• No monthly service charge on balance of $1000 ($9 if balance falls below $1000)
• Interest paid on daily ledger balance at current Money Market Account tiered rate
• Unlimited deposits, up to 6 withdrawals per statement cycle. A withdrawal fee of $1 will be charged for each debit in excess of six per statement cycle.*
• FirstLink Internet Banking and BillPay
• Telephone Banking line
• Itemized monthly image statements with free organizer

ORDER CHECKS HERE 

* Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per statement cycle.



  • $100,000 minimum opening balance

  • 1 free withdrawal per statement cycle ($49.00 each additional withdrawal)

  • Interest compounded monthly

  • FREE Debit Card upon approval

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