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Personal Checking Accounts
Community Choice Checking

Community Choice Checking Page Picture

  • Earn up to $250 in rewards*

  • $50 reward for receiving direct deposit into your Community Choice account 1

  • $50 reward for using your Mastercard® debit card 2

  • $100 reward voucher for closing a new FCB loan in secondary mortgage department 3

  • $10 reward for opening a savings account 4

  • $40 reward voucher to use for your choice of consumer loan, trust service or insurance servic


No monthly service fee

Opening balance requirement $50.00

Free Mastercard® debit card, subject to approval

Free FirstLink Internet Banking and BillPay**

Interest paid on account***

Unlimited check writing

Itemized monthly statements with free organizer

Mobile Banking

* After meeting reward requirement, reward will be paid by the second business day of the following month.
1 Sign up for direct deposit of your paycheck, pension check, government check or any other recurring check and receive a $50 reward after a direct deposit is credited to your account. The direct deposit must be received within  90 days of account opening.*
2 Available to debit card qualified customers only. $50 will be credited to your account after your 15th debit card purchase provided the purchases are posted within the first 90 days of account opening. ATM transactions and cash balance transfers are not eligible.*
3 $100 will be credited to your Community Choice Checking account upon approval and closing of a new secondary mortgage loan from First Community Bank. This is a one time offer. Must present voucher to lender upon application for loan. Loan subject to credit approval.
4 Valid on a new First Community Bank savings account with a $100 minimum opening balance. $10 will be credited to the new savings account if opened in conjunction with a Community Choice Checking account.
5 One $40 credit to your Community Choice Checking account will be rewarded when you use any of the following services: upon approval and closing of a new consumer loan (excludes credit card accounts), the initiation of a new trust service through our Trust Department or the purchase of an insurance product through Community Insurance Professionals. This is a one time offer. Must present voucher upon request for service.
Community Choice Checking applies to personal, interest bearing checking, is intended for personal, family or household purposes and cannot be used for business/commercial purposes. Funds to open this account must be new money from another financial institution and may not be transferred from another First Community Bank relationship to qualify. One set of offers per account per household. Limited time offer. Balance requirement & monthly maintenance fee are waived in the Community Choice Checking offer. Other fees may apply. For tax reporting purposes, a 1099 form may be issued at year-end to all accounts that receive rewards. See bank for more details.

**Internet BillPay is offered at no cost to customers who utilize the service at least one time per calendar month. A $4.95 inactivity fee will be charged if BillPay is not used once per calendar month.

***Interest paid on daily ledger balance. The interest rate and the annual percentage yield are subject to change.

Questions? Call toll-free 888-780-8391.


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