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Rate Information Sheet Effective October 27, 2025 | |||||
Certificates of Deposit* | IRA Certificates of Deposit | ||||
| Minimum $500 to Open | Minimum $100 to Open | ||||
| Term of CD | Simple Interest Rate | Annual Percentage Yield | Term of CD | Simple Interest Rate | Annual Percentage Yield |
| 30 days | 0.25 | 0.25 | 30 days | 0.35 | 0.35 |
| 90 days | 0.35 | 0.35 | 90 days | 0.45 | 0.45 |
| 6 months | 0.75 | 0.75 | 6 months | 0.85 | 0.85 |
| 12 months | 1.25 | 1.26 | 12 months | 1.35 | 1.36 |
| 18 months | 1.50 | 1.51 | 18 months | 1.60 | 1.61 |
| 24 months | 1.70 | 1.71 | 24 months | 1.80 | 1.81 |
| 36 months | 1.80 | 1.81 | 36 months | 1.90 | 1.92 |
| 48 months | 2.00 | 2.02 | 48 months | 2.10 | 2.12 |
| 60 months | 2.25 | 2.27 | 60 months | 2.35 | 2.38 |
Specials* | Specials | ||||
| 5 Months | 4.12 | 4.20 | 5 Months | 4.22 | 4.30 |
| 11 Months | 3.88 | 3.95 | 11 Months | 3.98 | 4.05 |
| *Regular and Special Rates do not apply to Public Funds. | |||||
Checking & Savings Accounts | Money Market Account | ||||
| Account | Simple Interest Rate | Annual Percentage Yield | Account | Simple Interest Rate | Annual Percentage Yield |
| Interest Checking | 0.07 | 0.07 | $0 - 23,999 | 0.07 | 0.07 |
| 50 Plus Checking | 0.10 | 0.10 | $24,000-99,999 | 0.12 | 0.12 |
| Regular Savings | 0.10 | 0.10 | $100,000 and up | 0.20 | 0.20 |
| Squirrels Club | 0.35 | 0.35 | |||
Bloom With Us Green | Loyalty First Money Market - Minimum $100,000 | ||||
| Account | Simple Interest Rate | Annual Percentage Yield | Account | Simple Interest Rate | Annual Percentage Yield |
| Bloom With Us Green $0-15,000 * 2 | 3.93 | 4.00 | > $100,000 < $100,000 | 1.00 0.10 | 1.00 0.10 |
| Bloom With Us Green >$15,000.01 *2 | 0.20 | 0.20 | |||
See our new Accounts Professional - Latricia Davis
*1 Paid on maturity *2 If requirements are met. If not, rate defaults to .01
Rates subject to change. Substantial penalty for early withdrawal. Fees may reduce earnings.
For additional information, please call (501) 605-1671.
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