Cabot Region

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Rate Information Sheet Effective November 4, 2024
Certificates of Deposit*			IRA Certificates of Deposit
Minimum $500 to Open			Minimum $100 to Open
Term of CD	Simple Interest Rate	Annual Percentage Yield	Term of CD	Simple Interest Rate	Annual Percentage Yield
30 days	0.25	0.25	30 days	0.35	0.35
90 days	0.35	0.35	90 days	0.45	0.45
6 months	0.75	0.75	6 months	0.85	0.85
12 months	1.25	1.26	12 months	1.35	1.36
18 months	1.50	1.51	18 months	1.60	1.61
24 months	1.70	1.71	24 months	1.80	1.81
36 months	1.80	1.81	36 months	1.90	1.92
48 months	2.00	2.02	48 months	2.10	2.12
60 months	2.25	2.27	60 months	2.35	2.38
Specials*			Specials
5 Months	4.50	4.59	5 Months	4.60	4.70
13 Months	4.12	4.20	13 Months	4.22	4.30
*Regular and Special Rates do not apply to Public Funds.
Checking & Savings Accounts			Money Market Account
Account	Simple Interest Rate	Annual Percentage Yield	Account	Simple Interest Rate	Annual Percentage Yield
Interest Checking	0.07	0.07	$0 - 23,999	0.07	0.07
50 Plus Checking	0.10	0.10	$24,000-99,999	0.12	0.12
Regular Savings	0.10	0.10	$100,000 and up	0.20	0.20
Squirrels Club	0.35	0.35
Christmas Club 1	4.68	4.68
Bloom With Us Green			Loyalty First Money Market - Minimum $100,000
Account	Simple Interest Rate	Annual Percentage Yield	Account	Simple Interest Rate	Annual Percentage Yield
Bloom With Us Green  $0-15,000  * 2	3.93	4.00	> $100,000 < $100,000	1.00 0.10	1.00 0.10
Bloom With Us Green  >$15,000.01  *2	0.20	0.20

 

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*1 Paid on maturity  *2 If requirements are met. If not, rate defaults to .01

Rates subject to change.  Substantial penalty for early withdrawal.  Fees may reduce earnings.
For additional information, please call (501) 605-1671.
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