CARING FOR YOUR ASSETS AND BENEFICIARY NEEDS WITH EXPERTISE AND PERSONAL ATTENTION
First Community Bank is proud to offer the professional fiduciary services of our Trust Department to the communities we serve. Today your asset management needs may be quite sophisticated and your beneficiary relationships complex. More than ever, you need an experienced fiduciary.
YOU CAN RELY ON US AND OUR "4 C'S" APPROACH
• Capability - Since our in-house professionals actively manage assets daily, they are familiar with all kinds of trusts, tax and estate planning strategies, and the legal responsibilities of a fiduciary.
• Commitment - Our Trust Administrators average over 20 years of experience and stay current on changes in the industry to better serve our clients.
• Character - Fiduciary responsibility is the heart of First Community Bank. We are committed to the highest ethical standards.
• Creativity - We listen to our clients' needs and adapt to them as their needs change.
Most importantly, we respect your objectives. We are your financial partner and advocate for achieving your goals in the following areas.
• Personal Trust Services
• Estate Planning
• Investment Management
• Estate Settlement
• Employee Benefit Services
• Custody and Agency
• Corporate Trust Services
• Charitable Giving
• Escrow Services
• Individual Retirement Accounts
• Guardianships
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
ofNOTICE: Internet e-mail is not a secure method of communication. We recommend that you avoid sending confidential information (such as account numbers or social security numbers) by e-mail. You can contact First Community Bank directly at 870-612-3400.
BRANDON BREWER, CTFA
SVP | Trust & Wealth Management Director
630 Southwest Drive
Jonesboro, AR 72401
870.376.7140
brandon.brewer@firstcommunity.net
JANIE STARNES, CTFA, CCTP
VP | Trust & Wealth Management Officer/Operations Manager
1325 Harrison Street
P.O. Box 4327
Batesville, AR 72503
870.612.3423
janie.starnes@firstcommunity.net
DANIEL J. KEMPER, CCTP
VP | Trust & Wealth Management Officer
2401 West Beebe Capps Expressway
Searcy, AR 72145
501.203.2205
daniel.kemper@firstcommunity.net
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
PERSONAL TRUST SERVICES
First Community Bank can act as your successor trustee or, in some cases, your immediate trustee to ensure the continuation of responsible management of your assets during your lifetime and for the benefit of your loved ones after you are gone. A trust can be your special tool that lets us help you reach goals such as:
• Keeping your affairs private
• Protecting an inheritance for a child or grandchild
• Managing your assets if you are disabled
• Managing investments for your family after your death
• Supporting an elderly relative
• Making charitable gifts
• Desire for assistance with financial affairs and investment management
• Desire to minimize or eliminate probate expenses
• Interest in reducing taxes
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
CUSTODY AND AGENCY SERVICES
Our custodial and agency services provide a full range of services to save you time while allowing you to retain complete management control of your portfolio.
• Bill Payment Services
• Provide safekeeping and professional management of your securities
• Execute your buy and sell orders
• Collect investment income, disburse, or reinvest income as you direct
• Maintain accurate records of your account
• Prepare periodic accounting statement listing details of all transactions
• Supply the information needed to prepare your income tax return
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
FREQUENTLY ASKED QUESTIONS (FAQS)
Need information fast? Get immediate answers to your questions in plain, easy-to-understand English.
Understanding Living Trusts
Understanding Funding Your Living Trust
Understanding Estate Taxes
Understanding Who Should Be Beneficiary of Your IRA
Understanding Corporate Trustees
Understanding Charitable Remainder Trusts
Understanding Life Insurance Trusts
Understanding The Duties and Responsibilities of a Trustee
Glossary of Terms
©1989-2016 by WealthCounsel, LLC
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
EMPLOYEE BENEFIT SERVICES Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
Our plan service team provides a coordinated package of retirement plan services with the ultimate goal of keeping your plan running smoothly and efficiently no matter the size of your business.
Some examples of the types of plans administered are:
401(k), Simple-IRA, SEP-IRA
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
Successfully transferring your assets, as you wish, requires both a will and a skilled personal representative. We ensure that your instructions will be carried out and your beneficiaries will receive committed personal attention throughout the administration of your estate.
Through our Estate Settlement Service, we administer your estate and take it through the complexities of probate. Our estate experience lets us settle your estate without necessary delay and disruption for your heirs.
• Arranging for probate
• Collecting, inventorying, valuing and protecting your assets
• Managing your assets during the estate administration period
• Accurate record keeping
• Paying estate taxes, expenses, and debts
• Preparing and filing income and estate tax returns
• Distributing estate assets to beneficiaries
• Most importantly, following your directions in your Will.
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
GUARDIANSHIP SERVICES
In some situations, the courts may appoint a guardian for a child, or an adult who becomes too ill to manage financial affairs. First Community Bank's Trust professionals have in-depth experience in managing guardianship, and our team is committed to offering the personal service needed for these special situations.
Non-deposit investment products are • NOT A DEPOSIT • NOT GUARANTEED BY THE BANK OR ITS AFFILIATES • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
FIRST COMMUNITY BANK DOES NOT OFFER TAX OR LEGAL ADVICE.
