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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Personal Savings Accounts
Christmas Club

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It's never too early to start saving for the holidays! Earn 4.68% APY when you open a Christmas Club today. There's no minimum deposit to open a Christmas Club account, and there is no need to worry about monthly service fees. Open your account online today, start making deposits, and give yourself the gift of savings this holiday season. 


  • No minimum deposit

  • No monthly service fee

  • Interest paid annually at Christmas Club rate*

  • Auto transfer option with other account relationship

  • One penalty-free withdrawal**

  • Choose a flexible contribution plan and make deposits throughout the year

  • Checks available the first week in November



*The interest rate and the annual percentage yield are subject to change.
**One withdrawal allowed during the year with no fee. Any additional withdrawals $5.00 each. Maximum deposit amount in the Christmas Club is $5,000 with a limit of two accounts per household or family. Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.

APY = Annual Percentage Yield


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