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Personal Savings Accounts
Christmas Club

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It's never too early to start saving for the giving season of Christmas. There's no minimum deposit to join the CHRISTMAS CLUB, and there is no need to worry about monthly service fees. Join today, start making deposits, and get ahead of the game this holiday shopping season.


  • No minimum deposit

  • No monthly service fee

  • Interest paid annually at Christmas Club rate*

  • Auto transfer option with other account relationship

  • One penalty-free withdrawal**

  • Choose a flexible contribution plan and make deposits throughout the year

  • Checks available the first week in November



*The interest rate and the annual percentage yield are subject to change.
**One withdrawal allowed during the year with no fee. Any additional withdrawals $5.00 each. Maximum deposit amount in the Christmas Club is $5,000 with a limit of two accounts per household or family. Transfers or withdrawals from the account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month.


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